Our loans that are short be properly used for similar reasons as pay day loans but include a reduced amount of danger.

How can Dot Dot’s loans work?

Our loans that are short be applied for similar reasons as pay day loans but include a lower life expectancy amount of danger. They are all unsecured, and that means you don’t have to provide your property or any other valuables to straight back them up, as you may along with other loan kinds. You may not have to look for a guarantor either. Merely choose just how much you need to borrow and find out the length of time you’ll need certainly to repay it making use of our loan calculator.

You will see an estimate of all of the your expenses before you apply. If every thing appears good, we will check always such things as your credit rating, income and outgoings to be sure the repayments can be afforded by you. From right right here, we are going to agree your entire loan expenses upfront, collect repayments automatically then to help you save hassle. You can always always check everything online through our handy client portal. It is completely normal to own concerns in terms of money. Check out our FAQs or contact our friendly group. They will be pleased to assist.

Do we qualify?

If you want cash in a crisis, do not assume your sole option is just a high expense pay day loan. We provide a kind that is different of that’s a lot easier to handle. It is possible to submit an application for certainly one of our temporary alternatives if: we are going to review the job and provide you with a choice according to your private situation. We do not expect everybody to possess a credit score that is perfect. We just make an effort to provide loans which our clients are able to afford. It is possible to submit an application for a term that is short of between ВЈ200 and ВЈ1,000 with Dot Dot. This might be a comparable range to most pay day loans. You can apply for a long term loan of between ВЈ1,500 and ВЈ4,000 if you need a higher amount. Longterm loans are usually employed for jobs such as for example house improvements or weddings. You are able to spend these relative straight straight back over 18 to 48 months.

How can the repayments work?

You are going to distribute the expense of your Dot Dot term that is short over three, six and nine months dependent on just how much you borrow. Thus giving you more space to inhale than typical one month loans that are payday. We are going to gather repayments straight from your own bank that is nominated account thirty days on an agreed date via Direct Debit. If you want to discuss alternate repayment methods, be sure to speak to us.

The possibility of falling behind on your own repayments is gloomier than with payday advances. Things can nevertheless alter, but if you do not think you can pay an instalment as prepared it is best to inform us as early as feasible. We will never ever ask you for a payment that is late, but lacking re re re payments can harm your credit history. All of us can help you discover a way forward and place together a plan that is new.

What are the fees that are extra be concerned about?

When you experience cash concerns the very last thing you want is concealed costs and charges making your circumstances worse. Some British payday loan loan providers utilize these to bump up the amount that is total repay nevertheless they’re maybe perhaps maybe not us. We are going to never ever charge a fee any additional costs with your loan that is payday alternative and you should understand your entire loan expenses from the beginning.

What exactly is the attention price?

Our rate of interest is fixed upfront. Having a hard and fast interest means the attention you spend will not change, whereas adjustable interest levels fall and rise from thirty days to month. Our fixed price loans are more straightforward to plan for since the quantity you repay will be the exact same. Are you experiencing costs that are extra protect before your following payday? Our fast and simple loans might get you away from a tight spot without placing you under additional stress. Observe how much yours might cost with this loan calculator. If every thing appears good, choose ‘apply now’ to fill down the job. We will return to you at the earliest opportunity to go on it after that. Simple.